Analysis of the research status and trend of Internet finance (what are the characteristics and technologies of the Internet as a tool worthy of use by the financial industry)

Audio commentary

Hello, everyone. The meeting will answer your questions. Internet finance research status and trend analysis, the Internet as a tool which are worthy of the financial industry to use the characteristics and technology this many people do not know, now let's take a look at it!

Answer:

1. Financial services are based on big data's application, and the cost of financial services is low; in the Internet financial environment, data, as the core financial assets, will shake the position of traditional customer relations and mortgage products in financial business; the characteristics of low-cost Internet finance are reflected in two aspects: transaction costs on the one hand and service costs on the other.

2. Long tail service:

3. The financial services of banks are different from 20% of the customers in the 28 Law, and Internet finance is still winning over 80% of small and micro users. The financial needs of these small and micro users are small and personalized, which can not be met in the traditional financial system. However, in Internet financial services, small and micro users have inherent advantages and can effectively solve the individual needs of users. The Internet has brought a new channel to provide customers with convenient, fast and efficient financial services, which has greatly improved the efficiency of the existing financial system. The financial products and services brought by the Internet portal "search price comparison" make online lending from complex to simple, which is the opportunity and challenge that the Internet brings to the financial industry.

This is the end of this article. I hope it will be helpful to all of you.