Wechat: starting from November 1, personal collection codes will no longer provide "credit card collection" service.

Thanks to CTOnews.com netizen JackZYH for the clue delivery! CTOnews.com October 31 news, today Wechat Collection Assistant issued an important notice on credit card collection adjustment, indicating that "according to regulatory regulations, personal collection codes will no longer provide 'credit card collection' service as of November 1, 2022."

CTOnews.com learned that Wechat Collection Assistant said that according to regulatory regulations, personal collection codes will no longer provide "credit card collection" service from November 1, 2022, and you can apply for "personal business collection codes" if you need to continue to use them.

First, the "personal business collection code" supports credit card collection. 1. How to apply for the "personal business collection code"?

In the Wechat Collection Assistant, click manage Collection Service in the bottom menu bar-apply for operating Collection Code. You don't need a business license, just submit your ID card and store photo. Personal business collection code is gradually opening the invitation, if your menu bar does not operate the collection service entrance, please continue to pay attention.

Upon completion of the application, use the "personal Business Collection Code" to collect the money:

Credit card collection is supported

Collect the money to the operating account, and manage the business money independently.

Cash withdrawal is free.

Receive a security limit of 2 million yuan

2. How to turn on the credit card collection function of "personal Business Collection Code"?

Can open the operating account book Mini Program-business tools-credit card collection-open. The credit card collection function must be turned on manually, otherwise the default function is turned off, that is, customers cannot use the credit card to pay you.

3. How much is the handling fee for using the "personal Business Collection Code"?

[credit card collection] A service charge is charged at 0.38% of the actual payment amount.

[non-credit card collection] there is no transaction service charge for a single transaction below 5 yuan, and the rest is charged at a transaction rate of 0.1%. Before December 31, 2022, there will be no transaction service charge for the first 1000 yuan per day.

4. How to check the service charges generated by credit card collection?

You can view it in the arrival notification, collection records and transaction details of each credit card collection transaction. The voice broadcast will be broadcast according to the actual amount paid by the payer.

5. Can the original personal collection code continue to be used after applying for the "personal business collection code"?

The original personal collection code can continue to be used, but credit card collection is not supported.

2. matters needing attention in the use of credit cards once merchants are found to be suspected of abnormal credit card behaviors such as credit card cashing, illegal swiping, and so on, WeChat Pay will close the merchant's credit card payment authority, and at the same time, will deal with merchants in accordance with the agreement and regulatory requirements.

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