Is it a formal platform (which company's platform is it?)

Audio commentary

Hello, everyone. The meeting will answer your questions. Is it a formal platform? many people don't know which company's platform it is. Now let's take a look at it!

Answer:

1. Bai's operating company holds a formal financial license for Chongqing Fenzhong Micro-loan Co., Ltd., which is supported by Shuhe Technology. Bai is also an installment service platform suitable for multiple scenarios of daily consumption, mainly providing services such as bill installment and commodity installment for young people; it is also a credit card billing APP for the majority of credit card holders and entered the market in June 2016.

2. Security risk control of returns.

3. In the aspect of risk management, mainly through the combination of data, technology and finance, users are scored by "rule scorecard" and the data model is improved by machine learning. In terms of existing risk management and control capabilities, it has also realized the "lightning lending" of "filling in information-automatic grading-instant lending", which requires higher risk management and control capabilities of Internet finance; the person in charge of risk control is also the first American investment in the early stage. I also have ten years of working experience in China Merchants Bank. The team's main risk control technology also comes from the Credit Card Center of China Merchants Bank.

This is the end of this article. I hope it will be helpful to all of you.